M+

M+ is a non-bank lender established in 2006 who has developed an innovative approach that is unique in the Australian mortgage market.

M+ is proud to launch HomeLife - a clever home loan solution that appeals to your core values by providing you with a genuine, transparent alternative to the more traditional mortgage products currently on offer.

Our focus is squarely on you - with our aim to offer you and your family some financial relief against the escalating costs of living whilst maintaining the quality of your lifestyle choices.

M+ sets the blueprint for a new standard in home loan solutions and provides exceptional long term value in the form of discounted fuel, private health cover premiums or food and groceries for the life of your M+ loan.

How do we do it?

Consider the way banks and mortgage brokers operate. The broker acts as a middleman for the bank. They introduce you to a bank, and for their introduction, they receive a commission. How the whole system operates can be a bit of a grey area when it comes to details of the various arrangements.

Approaching a bank directly doesn’t save you on the cost of a mortgage broker’s commission. The cost of broker commissions is one that is already built into the banks costs. Costs that the banks pass onto you regardless.

M+ is different.

We cut out the middlemen. We don’t pay huge ongoing commissions to brokers and so we can avoid having to pass these costs onto you. Instead, we use these savings to allow us to offer you a competitive interest rate, with our real value benefits built in to your loan, so you can have a home loan that gives, rather than one that takes away.

You work hard for your money. The more money you have, the more you can afford to spend on the important things in life. Whether it’s life’s necessities or life’s pleasures, having more money in your pocket makes all the difference. It’s your choice.

People have long been looking for a better home loan. Now we have the answer.