*, html
{
	font-family: Arial, Geneva, Helvetica, sans-serif;
	margin: 0;
	padding: 0;
}

body
{
	background: #8A8A8A url(bg_global.gif) 0 0 repeat-x;
	text-align: center;
	font-size: 12px;
}
a
{
	color: #005A6D;
	text-decoration: none;
}
a.emph {
	text-decoration: underline;
}
img
{
	border: none;
}
ul
{
	list-style: none;
}
ul li 
{
	vertical-align: bottom;
	list-style: none;
}

td
{
	vertical-align: top;
}
h2
{
	font-weight: bold;
	font-size: 14px;
	line-height: 14px;
	margin-bottom: 8px;
}
h2.compact
{
	margin: 0;
}
h3 
{
	font-weight: bold;
	font-size: 12px;
	line-height: 13px;
	margin-bottom: 5px;
}

p
{
	margin-bottom: 15px;
}

.clear
{
	clear: both;
	font-size: 1px;
	line-height: 1px;
}
.noBg, li.noBg
{
	background: none;
	background-image: none;
}

.teal { color: #1B566C; }


#wrapperContainer
{
	width: 900px;
	margin: 0 auto;
	background-color: #FFFFFF;
	padding-bottom: 2px;
}
#wrapper
{
	width: 775px;
	margin: 0 auto;
	clear: both;
	text-align: left;
}	
#mainContent
{
	width: 575px;
	float: left;
}
#mainContent div.inside
{
	padding: 0 17px 60px 15px;
}

#mainContentFull div.inside
{
	padding: 0 22px 60px 30px;
}

#mainContent h2.interior {
	font-weight: bold;
	text-transform: uppercase;
	font-size: 12px;
	margin: 1.5em 0;
	padding: 0;
}

#sideColumn
{
	float: left;
	width: 200px;
	
}

#sideColumn div.logos_small
{
	height: 35px;
	margin: 18px 3px 15px 0;
	text-align: right;
}
#sideColumn div.logos_small a img
{
	margin: 0 4px;
}
#sideColumn div.logos_small img.divider
{
	margin: 0 6px 0 3px;
}
#sideColumn div.logos img
{
	margin: 0;
	vertical-align: middle;
}


#header
{
	width: 779px;
	height: 79px;
	margin: 0 auto;
	color: #FFF;
	text-align: left;
}
#header div.phone
{
	font-size: 14px;
	float: right;
	margin: 0 24px 0 0;
	font-weight: normal;
	position: relative;
	top: 30px;
}

/*
	Navigation styling
*/
#navigation
{
	height: 23px;
	background: none;
	padding-top: 3px;
	padding-left: 15px;
}
#navigation ul { list-style: none; }
#navigation ul li { float: left; }
#navigation ul li#faq { margin-left: 95px; }
#navigation ul li a
{
	display: block;
	float: left;
}
#navigation ul li img
{
	float: left;
	position: relative;
}

#subnavigation
{
	height: 21px;
	background-image: url(../img/bg_navelement.jpg);
	background-position: top left;
	background-repeat: no-repeat;
	overflow: hidden;
}

#subnavigation ul li
{
	list-style: none;
	float: left;
	height: 21px;
	line-height: 14px;
	font-size: 14px;
}
#subnavigation ul li.divider
{
	background: none;
	padding: 0;
}
#subnavigation ul.benefits
{
	margin-left: 59px;
}
#subnavigation ul.loans 
{
	margin-left: 127px;
}

/*
	Banner styling
*/
#banner
{
	margin: 0 0 0 64px;
	text-align: left;
}	
#banner .bannerTitle {
	clear: left;
	height: 50px;
	padding-top: 22px;
	padding-left: 15px;
	background-image: url(../img/bg_title.jpg);
	background-repeat: no-repeat;
	background-position: top left;
}

/*
	Footer Styling
*/
#footer
{
	background-color: #F1F1F2;
	height: 27px;
	padding: 0 3px 0 7px;
	clear: left;
}
#footer ul
{
	float: right;
	padding: 10px 0 0 0;
}
#footer ul li
{
	float: left;
	color: #8D8E90;
	font-size: 10px;
	line-height: 10px;
	padding: 0 5px;
	list-style: none;
}
#footer ul li a
{
	color: #8D8E90;
	text-decoration: none;
}
#footer ul li a:hover
{
	text-decoration: underline;
}
#footer ul.utils
{
	float: left;
}

/*
	Home page styling
*/
div.homeNav
{
	margin-left: 64px;
}
div.panelMain
{
	width: 775px;
	height: 462px;
	margin-bottom: 22px;
}
div.panelMain .inside
{
	padding: 0 15px 22px 33px;
}
div.panelMain h1 
{
	margin-top: 20px;
	margin-bottom: 28px;
	color: #FFF;
	font-size: 18px;
	float: left;
}
div.panelMain h2 
{
	margin-bottom: 21px;
	margin-left: 4px;
}
div.panelMain div.buttons
{
	margin-left: 4px;
}
div.panelMain div.buttons div
{
	float: left;	
	height: 23px;
}

div.panelMain div.buttons div.findoutmore
{
	background: url(btn_findoutmore_large.gif) 0 0 no-repeat;
	margin-right: 6px;
	width: 118px;
}
div.panelMain div.buttons div.applynow
{
	background: url(btn_applynow_large.gif) 0 0 no-repeat;
	width: 97px;
}
div.panelMain div.buttons div a, div.panelMain div.buttons div a img
{
	display: block;
	float: left;
}
div.panelMain div.buttons div.findoutmore a:hover
{
	background: url(btn_findoutmore_large.gif) 0 -23px no-repeat;
}
div.panelMain div.buttons div.applynow a:hover
{
	background: url(btn_applynow_large.gif) 0 -23px no-repeat;
}

div.logos
{
	height: 39px;
	width: 160px;
	float: right;
	margin-top: 0px;
}
div.logos img
{
	margin: 0 5px 0 2px;
	vertical-align: middle;
}

div.panelMain div.right
{
	float: right;
}
div.panelMain div.panelGrey
{
	background: url(panel_grey.gif) 0 0 no-repeat;
	height: 100px;
	width: 249px;
}
div.panelMain div.panelGrey .inside
{
	padding: 16px 12px 0 19px;
}
div.panelGrey div.button
{
	margin-top: 13px;
	float: right;
}
div.panelGrey div.button div.buttonGo
{
	background: url(btn_go.gif) 0 0 no-repeat;
	width: 56px;
	height: 56px;
}
div.panelGrey div.button div.buttonGo a
{
	display: block;
	width: 56px;
	height: 56px;
}
div.panelGrey div.button div.buttonGo a:hover
{
	background: url(btn_go.gif) 0 -56px no-repeat;
}
div.panelMain div.panelGrey h1
{
	margin: 0 0 5px 0;
}

/* New homepage */
.panelHome {
	width: 775px;
	height: 430px;
	padding-top: 70px;
	background-color: white;
	background-image: url(../img/bg_homepage.jpg);
	background-position: top left;
	background-repeat: no-repeat;
	position: relative;
}
.panelHome div.leftContent {
	padding-left: 16px;
	float: left;
}
.panelHome div.rightContent {
	float: left;
	padding-left: 14px;
}
.panelHome .footNote {
	position: absolute;
	bottom: 15px;
	left: 15px;
	width: 470px;
	color: #888;
}

/*
	Global stylnig
*/

div.panelExtra, div.panelFlash {
	padding-left: 8px;
	margin-bottom: 10px;
}

div.panelWhite
{
	background: url(panel_white_sides.gif) 0 0 repeat-y;
	margin-bottom: 5px;
}
div.panelWhite .body h1
{
	font-size: 14px;
	line-height: 14px;
	margin-bottom: 5px;
}
div.panelWhite .body
{
	background: url(panel_white_bottom.gif) 0 100% no-repeat;
	font-size: 11px;
	line-height: 13px;
	color: #333;
	padding: 0 16px 15px 18px;
}
div.panelWhite .body p
{
	margin-bottom: 8px;
}

div.floatleftdivs div
{
	float: left;
}

div.divider01
{
	background: #FFF url(divider01.gif) 0 0 repeat-x;
	margin-bottom: 5px;
}
div.divider02
{
	height: 12px;
	line-height: 12px;
	font-size: 1px;
	background: #FFF url(divider02.gif) 0 0 repeat-x;

}
div.divider03
{
	background: #FFF url(divider02.gif) 0 0 repeat-x;
	margin-bottom: 15px;
}
div.divider04
{
	background: #FFF url(divider02.gif) 0 0 repeat-x;
	margin-bottom: 10px;
}
div.divider01, div.divider03, div.divider04
{
	height: 10px;
	line-height: 10px;
	font-size: 1px;
	border: 0;
}
.dividerTop
{
	background: #FFF url(divider02.gif) 0 0 repeat-x;
}
.dividerBottom
{
	background: #FFF url(divider02.gif) 0 0 repeat-x;
}


div.module_imagetext
{
	margin-right: 70px;
}
div.module_imagetext img
{
	float: left;
	margin-right: 18px;
}
div.module_imagetext p
{
	margin-bottom: 6px;
}
div.module_imagetext a
{
	clear: right;
}

ul.download
{
	background: url(divider01.gif) 0 0 repeat-x;
	padding: 10px 0;
}
ul.download li
{
	
}
ul li.pdf
{
	list-style: none;
	background: url(ico_pdf.gif) 0 2px no-repeat;
	padding: 0 0 0 32px;
}
ul li.pdf a
{
	text-decoration: underline;
}
ul li.pdf a img
{
	margin: 0 0 0 20px;
}

ul.list00
{
	margin-left: 15px !important;
	margin-left: 16px;
	margin-bottom: 10px;
	list-style: disc;
}
ul.list00 li
{
	list-style: disc;
}
ul.list00 li.noBg
{
	list-style: none;
}

/*
	Sections 
*/

div.section01
{
	
}
div.section01 h2
{
	font-weight: bold;
	margin: 0 0 7px 3px;
}
div.section01 ul
{
	background: url(divider02.gif) 0 0 repeat-x;
	padding-top: 6px;
	padding-bottom: 15px;
}

div.section01 ul li
{
	list-style: none;
	line-height: 15px;
	padding: 0;
	margin: 0 0 3px 0;
	width: 500px;
}
div.section01 ul li a
{
	font-weight: bold;
	background: url(bullet01.gif) 0 3px no-repeat;
	padding-left: 15px;
	display: block;
}
div.section01 ul li.answer
{
	background: none;
	padding-bottom: 15px;
	padding-left: 15px;
	padding-top: 2px;
}
div.section01 ul li.answer a
{
	font-weight: normal;
}
div.section01 a.link
{
	display: inline;
	padding: 0;
	background: none;
}

div.section02
{
	margin: 4px 10px 0 21px;
	padding: 0 0 5px 0;
}
div.section02 h2
{
	margin: 0 0 3px 0;
}
div.section02 p
{
	padding-bottom: 5px;
	margin: 0;
}

div.downloadItem
{
	
}
div.downloadItem a
{
	float: left;
	margin-top: 5px;
	text-decoration: underline;
}
div.downloadItem img.type
{
	float: left;
	margin-right: 7px;
}
div.downloadItem p 
{
	float: left;
	margin: 0;
}
div.downloadItem a img.button
{
	margin: 0 0 7px 11px;
	float: left;
}
div.downloadItem a.buttonRight
{
	float: right; 
	width: 82px;
}
div.downloadItem a.buttonRight img.button
{
	margin: 0 0 7px 11px;
	float: right;
}

/*
	Contact Us form stylng
*/
form.contact
{
	font-size: 10px;
	font-weight: bold;
}
form.contact div.light, form.contact div.medium
{
	padding: 0px 0 0 0;
}
form.contact .table01
{
	width: 523px;
}
div.light,
.table01 tr.light
{
	background-color: #F1F1F2;
}
div.light .left, div.light .right, div.medium .left, div.medium .right
{
	float: left;
	border-bottom: 1px solid #FFF;
	background-color: #E9E9EA;
}
div.light .left, div.light .right
{
	background-color: #F1F1F2;
}
div.light .left, div.medium .left
{
	border-width: 0 0 1px 0;
	width: 256px;
}
div.light .right, div.medium .right
{
	border-width: 0 0 1px 0;
	width: 266px;
}
div.medium,
.table01 tr.medium
{
	background-color: #E9E9EA;
}
.table01 td
{
	border-bottom: 1px solid #FFF;
}
form.contact div.dark
{
	background-color: #DADBDC;
	padding: 6px 0 4px 0;
	text-align: center;
}
form.contact div.dark img
{
	margin-right: 4px;
}
form.contact div.dark input
{
	float: none;
}
div.col3 div.medium .left, div.col3 div.medium .middle, div.col3 div.medium .right,
div.col3 div.light .left, div.col3 div.light .middle, div.col3 div.light .right
{
	width: 173px;
	float: left;
	border: 1px solid #FFF;
	border-width: 0px 1px 1px 0;
	background-color: #E9E9EA;
}
div.col3 div.light .left, div.col3 div.light .middle, div.col3 div.light .right
{
    background-color: #F1F1F2;
}
 div.col3 div.medium .middle, div.col3 div.light .middle
 {
    border-width: 0 1px 1px 1px;
 }
 div.col3 div.medium .right, div.col3 div.light .right
 {
    border-width: 0 0 1px 1px;
 }
form.contact h2, form.contact h3, form.contact h4
{
	background-color: #DADBDC;
	padding: 12px 15px 10px 9px;
	margin: 0;
	border-bottom: 1px solid #FFF;
}
form.contact h3, form.contact h4
{
	background-color: #F1F1F2;
	padding: 0;
}
form.contact h3 img
{
    padding: 7px 0 9px 11px;
}
form.contact h3.left, form.contact h3.right,
form.contact h4.left, form.contact h4.middle, form.contact h4.right
{
	float: left;
	width: 255px;
	border: 1px solid #FFF;
	border-width: 0 1px 1px 0;
}
form.contact h3.right
{
	width: 267px;
	border-right: 0;
}
form.contact .debtTitle
{
	width: 174px;
	background: #F1F1F2;
}
form.contact .debtTitle img 
{
	margin-left: 10px;
}
form.contact h4.middle
{
	border-width: 1px 1px 0 1px;
}
form.contact h4.right
{
	border-width: 1px 0 0 1px;
}
form.contact .debtTitle img
 {
	padding: 7px 0 9px 0;
 }
form.contact a img
{
	margin-top: 3px;	
}
form.contact a img.symbol
{	
	margin-left: 10px;
}
.table01 a img.symbol
{	
	margin: 9px 0 0 10px;
}
form.contact label
{
	width: 135px;
	text-align: right;
	float: left;
	margin: 8px 9px 0 9px;
}
form.contact label.label02
{
	width: 60px;
	text-align: right;
	float: left;
	margin: 8px 9px 0 0;
}
form.contact label.label03
{
	width: auto;
	float: left;
	margin: 3px 0 0 0;
	text-align: left;
}
form.contact label.label04
{
	width: 120px;
	float: left;
	margin: 6px 9px 0 0;
}
form.contact label.label05
{
	width: auto;
	color: #2D2D2D;
	font-size: 11px;
	text-align: left;
}

form.contact div.field01, form.contact div.field02, form.contact div.field03, form.contact div.field04, form.contact div.field05, form.contact div.field06
{
	float: left;
	margin-right: 5px;
	padding-bottom: 3px;
	padding-top: 5px;
}
form.contact div.field01 { width: 335px; }
form.contact div.field02 { width: 80px; }
form.contact div.field03 { width: 182px; }
form.contact div.field04 { width: 250px; }
form.contact div.field05 { width: 60px; }
form.contact div.field06 { width: 142px; }


form.contact input, form.contact select
{
	margin: 0;
	padding: 0;
	font-size: 10px;
	line-height: 14px;
	float: left;
}
form.contact select.select01 { width: 70px; }
form.contact select.select02 { width: 80px; }
form.contact select.select03 { width: 170px; }
form.contact select.select04 { width: 150px; margin: 9px 0 9px 9px; }

form.contact input.textbox01, form.contact input.textbox02, form.contact input.textbox03, form.contact input.textbox04, form.contact input.textbox05, form.contact input.textbox06
{
	padding-top: 2px;
} 
form.contact input.textbox01 { width: 320px; }
form.contact input.textbox02 { width: 75px; }
form.contact input.textbox03 { width: 235px; }
form.contact input.textbox04 { width: 65px; }
form.contact input.textbox05 { width: 174px; margin: 0 0 9px 9px; }
form.contact input.textbox06 { width: 120px; margin: 9px 0 9px 9px; }

form.contact input.checkbox 
{ 
	width: 13px; 
	height: 13px;
	margin: 3px 5px 3px 0 !important;	
	margin: 3px 5px 0 0;	
}
form.contact textarea
{
	width: 320px;
	float: left;
	margin-bottom: 5px;
	height: 70px;
}
form.contact textarea.textbox01
{
	font-size:12px;
}
.errors
{
	color: #C4122F;
}

table.errors tr td
{
	font-weight: bold;
	font-size: 11px;
}
table.errors ul
{
	list-style: disc;
	font-weight: normal;
	margin: 5px 0;
}
table.errors ul li
{
	list-style: disc;
	margin-left: 15px;
}
/* 
	Table style with 3 columns and alternating row colors
*/
div.table 
{
	padding-bottom: 26px;
}	
div.table div p
{
	float: left;	
	width: 412px;
	margin: 0;
	color: #636466;
	font-size: 11px;
}
div.table div img
{
	float: left;
}

div.table div p.bank 
{ 
	width: 55px; 
}
div.table div p.mplus 
{ 
	width: 30px; 
}
div.table div.white p.bank img, div.table div.light p.bank img 
{ 
	position: relative;
	top: 1px;
	margin-left: 9px;
}
div.table div.white p.mplus img, div.table div.light p.mplus img 
{ 
	position: relative;
	top: 1px;
	margin-left: 2px;
}
div.table div.dark
{
	background-color: #DADBDC;
	padding: 12px 0 3px 21px;
}
div.table div.white, div.table div.light
{
	padding: 6px 0 5px 21px;
}

img.heroLeft
{
	float: left;
	margin-top: 0;
	margin-right: 14px;
	margin-bottom: 35px;
	margin-left: 0;
}

img.heroLeftMedibank
{
	float: left;
	margin-top: 0;
	margin-right: 14px;
	margin-bottom: 10px;
	margin-left: 0;
}


.disclaimer
{
	font-size: 11px;
}

/*
	Terms & Conditions styling
*/
ul.terms
{
	margin: 5px 0 15px 20px;
	float: left;
	padding: 0 0 0 20px;
}
ul.terms li
{
	vertical-align: bottom;
	line-height: 15px;
	margin: 0 0 12px 0;
	float: left;
	width: 645px;
}
ul.terms li .number
{
	width: 45px;
	float: left;
}
ul.terms li .text
{
	float: left;
	width: 600px;
	clear: right;
}

ul.terms li ul
{
	float: left;
	margin: 5px 0 0 0;
}
ul.terms li ul li, ul.list01 li
{
	margin: 0 0 3px 45px;
	float: left;
	padding: 0 0 0 15px;
	background: url(bullet01.gif) 0 2px no-repeat;
	width: 570px;
}
ul.list01 li
{
	margin: 0 0 5px 0;
	background-position: 0 3px;
	width: 450px;
}
ul.list01 li a
{
	font-size: 14px;
}
ul.terms li ul li .left, ul.list01 li .left
{
	width: 140px;
	float: left;
	font-weight: bold;
}
ul.terms li ul li .right, ul.list01 li .right
{
	width: 400px;
	float: left;
	clear: right;
}
ul.terms li ul li ul
{

}
ul.terms li ul li ul li
{
	background: url(bullet.gif) 0 5px no-repeat;
	padding: 0 0 0 10px; 
	margin: 0;
	width: 550px;
}
.radiomulti {
	width: 200px;
	float: right;
}
form.contact .radiomulti  label {
	float: left;
	padding: 4px 0px 4px 0px;
	margin: 0px;
	text-align: left;
}
form.contact .radiomulti .checkbox {
	display: block;
	float: left;
	clear: left;
}

/* Small biz */
.smallBizFeatures {
	background-color: #f7f7f7;
	border: 1px solid #cccccc;
	padding: 10px 0;
}

.smallBizFeatures table td {
	vertical-align: middle;
	padding: 2px 10px;
}
/* Rates page */
.ratesListWrap {
	padding-top: 12px;
	width: 541px;
	background-color: #f7f7f7;
	background-image: url(../img/rates/topcap.jpg);
	background-position: top left;
	background-repeat: no-repeat;
}
.ratesListWrap div {
	padding-bottom: 8px;
	background-image: url(../img/rates/bottomcap.png);
	background-position: bottom left;
	background-repeat: no-repeat;
}
table.ratesList {
	border-spacing: 0;
	border: 1px solid #cccccc;
	border-width: 0 1px;
	width: 541px;
}

table.ratesList th.name,
table.ratesList th.subheading {
	text-align: left;
}
table.ratesList th.subheading {
	padding: 12px 0 8px 10px;
	background-color: #f7f7f7;
}

table.ratesList th {
	text-align: center;
	vertical-align: top;
	padding-left: 10px;
	padding-right: 10px;
	font-size: 11px;
}
table.ratesList td {
	font-size: 11px;
	text-align: center;
	vertical-align: top;

	padding-left: 10px;
	padding-right: 10px;

	background-color: #f7f7f7;
	color: #9f9f9f;
	white-space: nowrap;
}
table.ratesList td.name {
	text-align: left;
}
table.ratesList td.name a:link,
table.ratesList td.name a:visited {
	color: #2e99c5;
	text-decoration: underline;
}

table.ratesList thead tr th {
	background-color: #d7d7d7;
	padding-top: 0px;
	padding-bottom: 8px;
	background-image: url(../img/rates/head_bg.png);
	background-repeat: repeat-x;

	border-bottom: 1px solid #cccccc;

	vertical-align: middle;
}

/* Challenge form */
#CompareLoanAddForm {
	width: 523px;
}