M+ is a privately owned and operated non bank lender established in 2006 who has developed an innovative approach that is unique in the Australian mortgage market.
The M+ solution aims to appeal to your core values by providing borrowers with a genuine, transparent alternative to the traditional mortgage products currently on offer.
Our objective is to offer you some financial relief against the escalating costs of living whilst maintaining the quality of your lifestyle choices.
M+ sets the blueprint for a new standard in an alternative and economical mortgage finance solutions and provides exceptional long term buyer value in the form of discounted fuel and/or subsidised private health cover premiums for the life of your M+ loan.
Small enough to care
M+ understands small business and Australian home buyers alike. Our relationship with our customers is important to us and we aim to provide the personalised service that is usually associated with small business and we find is missing in many of today's "service" sectors.
Large enough to make a difference
While M+ has flexibility in the service it offers to you, the funding it provides is backed by various leading Australian financial institutions, one of which is Challenger Financial Services Limited (ASX code: CGF) - a listed Australian company with assets currently under management in excess of $42 billion.
The additional benefits we provide to you under your M+ loan are provided by our strategic alliance with Australia's largest and only national private health fund, Medibank Private, which covers nearly 3 million people, along with BP Australia, that boasts a network of over 1400 service stations across Australia and established BP Global Choice™, which invests in greenhouse gas emissions reduction projects demonstrating their commitment to the environment.
Together, they provide M+ with significant support and extensive resources to ensure the quality of the product you receive.
How can M+ do it?
M+ puts borrowers before profit.
Whilst M+ has overheads like any business what M+ doesn’t have is an expensive retail network or shareholders to pay dividends to.
By keeping its costs low M+ can return benefits, which make a difference in everyday life, to its customers.
